The Delaware Elder Law Center helps families navigate through the challenge of providing care for a disabled loved one. We help them find the needed care support, create a fund of money to pay for it through Long-Term Care Medicaid, and protect their loved one’s assets.
Our goal is to have a plan in place while the challenges are still manageable. We know that a disabled client’s level-of-care will increase along with its associated costs. We just don’t know when it will occur.
Time is of the essence. Families must take action to prepare a plan and stick with it. When working with an Elder Law attorney, there are decisions by caregivers that lead to a day of reckoning. Examples include not committing to the Medicaid asset protection process, failing to keep appointments, failing to gather financial information on schedule, and not following directions as given by legal staff.
The day of reckoning arrives when a disabled person’s level-of-care suddenly changes overnight from home to skilled nursing care at a cost of $15,000 per month and there are no funds to pay for it. Now what?